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A Fresh Start

February 26th, 2007 at 01:38 pm

So, I have applied for two PT jobs locally. Even though I can only be at them for 2-3 months, I really could use the extra money. I'm also continuing the search for FT jobs beginning in May that relate to my field. There is no real progress, but I have made a few contacts, which is always a positive thing. So, we'll see.

I've decided that if I don't have a job when I graduate, I will be moving back in with Mom and Dad, find a FT local job (most likely at a restaurant), and continue looking for a FT job in my field. Please pray that I will have a job though! I absolutely adore my parents, but I really need to get out on my own.

Tomorrow I'm going to a concert! My friend got two concert tickets as a Christmas present, and she's taking me. It'll probably not be too cheap as I'm paying for parking, and I need to fill up my gas tank to make it to the city. But it will be really fun, and I have budgeted for it. So I'm excited!

Today's my Birthday!

February 21st, 2007 at 02:52 pm

I am 21. :-)

Nothing big planned until this weekend, but my parents bought me an iPod! Yay! And they took me to Red Lobster, where I got free ice cream. Fun, fun!

I have my senior thesis defense in 30 minutes...I am appropriately freaking out. I just talked to a few of my friends who have already gone, and they're just kinda sitting in silence, muttering to themselves. It's stressful.

Okay. Well, I'm signing off...I do have some more money saved, which I will make into a separate entry at some point later.

Death of a Friend

February 19th, 2007 at 01:02 pm

A friend of many mutual friends of mine was murdered on Friday. It's just very shocking. I didn't know him well, but he was so full of life. He didn't deserve to be so brutally killed. No one does, but he especially didn't. It was just the harshest reminder that life is short, precious, and not guaranteed at all.

It's so funny how we take our friends and family for granted? Even people we don't know very well...we still take their part in our lives for granted.

Needless to say, it's been a struggle between planning for the future and instant gratification these past few days. I bought a coffee because...honestly...I could be dead tomorrow. And I wanted a coffee. If I'm going to be dead, does the coffee matter?

I really don't think this way, just FYI. I'm a very responsible person. But when someone dies...it makes me evaluate my own life. But again, I am very responsible, so don't worry about me blowing all of my savings. ;-)

Plan for tomorrow, but live for today.

Big Deposit!

February 11th, 2007 at 10:14 am

So, I took not only my $20 saved up, but a bag of loose change that I've had for a long time (since eighth grade, to be precise). I ended up making a deposit of $41.19 into my account. :-)

So now, the goal is to have $20 in change saved by March 15th, and make another deposit then. Think I can do it?

first birthday of my financial blog...

January 25th, 2007 at 07:34 am

Hello, everyone! Let me introduce myself.

I'm O.G. (Ozzy Gurl...it's a long story about how I decided that to be my forum and blog name). I'm 20 years old, and I graduate in May with a B.A. degree. I have around $600 in my checking account, $7 in my wallet, and that seems to be about it. I made some stupid financial decisions last year, and am now struggling to save so that I can afford emergencies, necessities, and maybe the odd little splurge.

Luckily, I am not in debt. If I don't absolutely need something, then I don't buy it. I have a credit card with a $500 limit, and try not to whip it out. I did use it this month to purchase textbooks, but I'm already covered in my checking account to pay for the bill entirely when it comes in.

I have a minimum wage job on campus (10 hours a week), and am desperately searching for a PT job until I graduate, and then a FT job that might be the first building block to a hopefully successful and happy career. I also have an extra income of $500 a month, but that is unreliable. For the month of January, I won't be receiving it, but hope that I'll have it in February, March, and April.

I go in spurts...I think saving is fun for a while, and then I feel the desperate need to buy something...ANYTHING...to prove that my life is more than just sitting in my room and staring at pennies. I am slowly changing that mindset, but it is a journey and one that I am ready to share.

Thank you for reading (if you have made it this far), and I look forward to joining this community!